Banking, online fraud exposes poor governance in India

The government of a country is spending tax payer money on its employees and in any developed country, most of the employees will be using their own resume. However one of the reasons why india is one of the poorest countries in the world, is the extremely poor governance of the country, with a huge amount of indian tax payer money wasted on paying salaries to lazy fraud indian intelligence employees with fake resume, fake investment and fake online work.
The ownership of a bank account in India is clearly specified at the time of opening of the bank account, and some documents, photo are required to open the bank account. Other than the authorized signatory, no one is allowed to operate the bank account.
However in a major banking, financial fraud masterminded by google, tata since 2010, 10 google, tata sponsored lazy fraud R&AW/cbi employees falsely claiming to be online experts, domain investors are involved in major banking fraud falsely claim to own bank account of harmless google competitor, single woman engineer to get a monthly indian government salary at the expense of the google competitor with the help of section 420 fraud ntro employees.
Checking the banking records , income tax returns will easily expose the banking, financial, online fraud of ntro, raw, cbi employees, however due to poor governance, the indian government refuses to investigate financial online fraud which has continued since 2010, wasting crores of rupees of indian tax payer money