My Daughter Loves to Learn

My daughter has always been serious about her school work. She has known from an early age that if she wants to have a good life, then she must do well in school. Some people may not agree with the approach my husband and I have taken, by rewarding her significantly for perfect grades, but it has done her well in her academic studies. When she came to me not long ago with some information about a local physics tuition, I was both surprised and curious. I knew that she was not having any problems in her coursework, but I also knew that something had brought this to her attention.

She told me that while she really liked her physics teacher at school, she just felt she was not getting enough from the course to be beneficial to her. I knew that my daughter would not make a statement like that if she truly did not believe it, so I asked her about the physics tuition that she had gotten information on. Read More …

An Extra Layer of Roof Safety

There is a storage spot on the roof our building. No one is permitted up there without authorization unless it is someone from the maintenance department. There are just too many things that can go wrong since it is a six story building that we are talking about. Three of the sides have a high wall around the roof, but one side is open. I knew that I would have to get some kind of post and chain barrier to protect anyone who would be going up there.

It is just too easy to accidentally lose focus at times. If you lose focus while sitting at your desk, it is not a huge deal. Read More …

Tax payer money wasted to torture harmless citizens

India is one of the poorest countries in the world yet the cruel animal like intelligence, security agency officials are allowed to waste $18000 of indian tax payer money monthly for more than 6 years to sexually harass, stalk, torture a harmless single woman obc engineer, domain investor, exporter out of hatred, greed and to cover up their impersonation fraud on her. At least 9-10 lazy greedy inexperienced mediocre fraud women have got indian intelligence agency jobs falsely claiming to have the resume, investment of the engineer, and now the powerful fraud friends and relatives of these fraud government employees are trying to cover up their fraud. The shameless google, tata sponsored GOAN GSB fraud cbi/raw employees extortionist housewife riddhi nayak, diploma holder siddhi mandrekar, obc bhandari sex queen slim jeans clad bsc sunaina chodnekar, brahmin housewife nayanshree hathwar, indore housewife veena, asmita patel, ruchika, naina, who are FAKING THEIR BTECH 1993 EE degrees, online investment (including this website), online work to get government jobs with monthly salary. Bank records will expose the financial fraud of NTRO, CBI, R&AW, indian government which started in 2010.
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Leaving the Gift of a Clean Apartment to the Next Tenant

Mom always told me to do the tedious work first in any project. She said that after you get all the other stuff done, you will be too tired to get to the smaller details. I should have listened when I was moving out of my apartment. I packed everything and moved it box by box to the new place. I should have cleaned each room after it was empty, but I was being lazy about it. After I had the last piece of my stuff out, I called professional moving out cleaning for Singapore to come and clean out my old apartment.

I spent a couple of days cleaning the new place with my mother and sister’s help. Read More …

Single woman engineers fights Visa credit card fraud of indian government agencies

The indian government, R&AW is not respected worldwide because it is brazenly involved in financial frauds on harmless indian citizens falsely claiming that the sex worker, cheater housewives especially indore document robber housewife veena, they are employing who have no online experience or investment, are online experts, domain investors, experienced engineers having the resume, investment of a private citizen

\Google, tata are proving to be some of the greatest fraud tech companies in the world, when they falsely claim that the Google, tata sponsored indore document robber R&AW employee housewife veena who looks like actress deepika padukone, a shameless crook, owns the icici bank visa credit card, of a single woman bhandari engineer, whose documents the indore document robber has stolen, so that the indore fraud is gettting a monthly raw salary at the expense of the real domain investor, credit card holder. When indore document robber veena has never applied for the credit card, why is the indian government making fake claims

These fraud companies are also falsely claiming that slim goan bhandari R&AW employee sex worker sunaina chodan, 2013 bsc supplied by google, tata to ntro, raw, cbi employees for sex owns the SBI credit of the single woman bhandari engineer who is impersonated by as many as 10 lazy greedy google, tata sponsored sex worker, fraud employees including brahmin cheater housewife nayanshree hathwar, riddhi nayak, naina, asmita patel siddhi mandrekar, ruchika, deepika and others who are faking a btech 1993 ee degree

It can be easily and legally proved that NTRO, google,tata, R&AW/cbi are involved in an icici bank, sbi visa credit card fraud because the R&AW/cbi employees have not applied for the credit card, do not physically possess the visa credit card and have never ever paid the credit card bill in their life, yet are shameless making fake claims to defame, cheat and exploit the real credit card holder. No one otherwise falsely claims to own the credit card of another citizen, why are 10 google, tata sponsored fraud R&AW/cbi employees falsely claiming to do so to get a monthly salary

Income tax returns, bank details will legally prove that NTRO, R&AW, cbi, google, tata are involved in a major visa credit card fraud since 2010, an open challenge to the R&AW/cbi employees to file a case of defamation regarding legal ownership of the sbi, icici credit card of the google competitor, domain investor and single woman bhandari engineer,

Just because NTRO employees led by the brahmin fraud puneet are abusing their powers and are brazenly involved in a banking, credit card and financial fraud , why is the indian government blindly believing their lies, why are google, tata repeating the lies of section 420 fraud bribe taking ntro employees. This abuse of power fo, Visa credit card fraud proves that NTRO employees are worse than nigerian fraudsters

No rational reason for tolerating ntro defamation, cheating and exploitation further

After the housebreak and trespassing in the house of the google competitor in panaji, goa in February and march 2018 it is now clear that the 10 google, tata sponsored sex worker, fraud R&AW/cbi employees faking a btech 1993 ee degree are not helping her in any way , in fact they and their associates may be directly involved in the theft.
So it is time that R&AW/cbi start using the real resume, bank account, investment of their mediocre lazy greedy inexperienced employees and stop falsely claiming that their lazy greedy mediocre inexperienced employees especially Google,tata sponsored Goa bhandari R&AW sex worker sunaina chodan, 2013 bsc offering sex services are experienced engineers.
Google, tata, ntro employees who expect the google competitor to keep quiet and tolerate their defamation, should think rationally for a change.
ntro employees have got raw/cbi jobs with monthly salary for their sex partners, relatives, friends with fake resume, fake investment, fake online work, while the person actually doing all the work, is not getting anything as she has to spend a lot of money on domain names
So when the person who is actually doing the work, spending her time, is not getting anything, why should she tolerate the defamation, cheating and exploitation for the rest of her life
For 8 years, fraud ntro employees led by puneet, j srinivasan, parmar made fake allegations without any proof to force the google competitor to keep quiet and tolerate the exploitation
Now it is clear that ntro employees are frauds, liars , the google competitor should atleast get credit, acknowledgement for the work she does, risk she takes,money and time she alone spends online

I Needed Outside Helpers to Help out While I Attended to My Health

I was sitting on a chair in my doctor’s office when he told me that I had cancer. After my initial shock, he explained to me that it was caught early, and he felt I would get through it just fine. However, I would need treatment, so he suggested that I get some outside help at home. He said that house cleaning in Singapore is easy to come by, and there are companies who will do my grocery shopping and deliver it to my apartment, too. He explained that I should get everything organized before my treats start, and to expect to need these types of services for a minimum of four weeks.

Friends and I have talked about cancer many times. The conversation usually starts out with a friend announcing that another one of their family members has it. Many of them have learned that it runs in their families. My immediate family has been pretty lucky and largely escaped it. I had always hoped that would mean that I would never get it either. I have always tried to lead a relatively healthy life. Read More …

FAKE service tax allegations of NTRO employees to pamper sex workers,frauds

One of the greatest online frauds is how the shameless LIAR fraud NTRO employees led by cheaters parmar, puneet, j srinivasan are making FAKE SERVICE TAX allegations to defame, cheat and exploit a harmless google competitor, steal her retirement savings without a court order or legally valid reason, and pamper, get R&AW/cbi jobs for google, tata supplied SEX worker, fraud R&AW employees

The shameless section 420 fraud ntro employee j srinivasan making FAKE SERVICE TAX allegations conveniently forgets the fact that service tax has to be paid only if revenues are above Rs 10 lakh, Rs 20 lakh for GST. Due to google, tata, ntro corporate espionage, the google competitors revenue has never exceeded Rs 10 lakh since 2013 and she is not liable to pay any service tax by law, yet the fraud ntro employees are making fake allegations of service tax evasion, to defame, cheat and exploit the google competitor

Due to the corporate espionage, theft of leads, orders, the google competitors advertising revenues have greatly decreased, so after 2013, she started providing services, however she is not liable to pay any service tax as her revenues are less than Rs 10 lakh, and can easily explain it to any indian government employee who sends a service tax notice. However the fraud ntro employees are hysterically and falsely making defamatory allegations without any proof, to falsely give credit and a monthly indian government salary to the google, tata sponsored goan sex workers, cheater housewives and other frauds, while defaming, cheating and exploiting the google competitor who is spending her time and money online

It is time the fraud NTRO employees are reminded about the service tax, gst rules, the revenues, and stop falsely claiming that their lazy greedy goan sex worker, fraud relatives,friends who are enjoying th emselves and not spending any time online, are doing work online,

Banking, online fraud exposes poor governance in India

The government of a country is spending tax payer money on its employees and in any developed country, most of the employees will be using their own resume. However one of the reasons why india is one of the poorest countries in the world, is the extremely poor governance of the country, with a huge amount of indian tax payer money wasted on paying salaries to lazy fraud indian intelligence employees with fake resume, fake investment and fake online work.
The ownership of a bank account in India is clearly specified at the time of opening of the bank account, and some documents, photo are required to open the bank account. Other than the authorized signatory, no one is allowed to operate the bank account.
However in a major banking, financial fraud masterminded by google, tata since 2010, 10 google, tata sponsored lazy fraud R&AW/cbi employees falsely claiming to be online experts, domain investors are involved in major banking fraud falsely claim to own bank account of harmless google competitor, single woman engineer to get a monthly indian government salary at the expense of the google competitor with the help of section 420 fraud ntro employees.
Checking the banking records , income tax returns will easily expose the banking, financial, online fraud of ntro, raw, cbi employees, however due to poor governance, the indian government refuses to investigate financial online fraud which has continued since 2010, wasting crores of rupees of indian tax payer money

Income tax returns expose financial fraud of NTRO, cbi, R&AW since 2010

Since 2010, allegedly bribed by google, tata, NTRO, cbi, R&AW have been involved in a major financial fraud on a harmless google competitor, domain investor and single woman engineer, hiring google, tata supplied goan sex workers, cheater housewives and other frauds falsely claiming that they own the bank account, have the investment, resume of a harmless google competitor to pay all these 10 google, tata sponsored frauds a monthly indian government salary
However every citizen filing income tax returns has to specify the active bank accounts for the year and the 10 google, tata sponsored R&AW/cbi employees have not included any bank account where they are receiving money through paypal or making payment for domain names.
So clearly these women indian intelligence employees like indore document robber veena are not making any money online and are also not domain investors , so NTRO, R&AW, cbi are clearly involved in a major financial online fraud when they falsely claim to own the paypal account, domain names of the google competitor

Bribed by google, tata NTRO employees are talking rubbish to harass, stalk, defame indian domain investors

In countries like indonesia, japan, citizens are registering domains as they can make profit from the domain names. However in India if citizens are registering domain names to make a profit, the corrupt ntro, cbi, security agencies allegedly bribed by google, tata are talking rubbish, like falsely claiming that registering domain names is a security threat, sign of mental problems
The NTRo and other government are getting a monthly indian government salary, when a private citizen is registering domain names to make some money, as the constitution allows indian citizens to have a fair living, why are the NTRO employee wasting indian tax payer money to defame, harass, stalk and torture harmless indian citizens, especially google competitors
How much are they bribed by google, tata to abuse their powers, and defame, cheat, exploit and torture harmless indian citizens, google competitors trying to cover their expenses?